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Wednesday, February 3, 2010

what's going on.....

Okay so it's my typical Wednesday blog for the Akin's. So here it goes. I'm finding myself in some troubling modes lately. I really think that God is trying to help me in the "being still and waiting for my miracle." As most of you know we have been trying endlessly for months to purchase a new home. Our current home has been on the market now for nearly 3 years (next week will be 3 years). In those 3 years somehow we get stuck with real estate agents that just aren't stoked about showing it or doing much of anything for that matter (we've never had an open house or anything of the sort). I have through the past 3 years gotten a great understanding of housing loans, the market (in today's economy), and pretty much everything you need to know to buy a house. Then in Sept of last year all the laws changed!

To refresh you we put an offer in on a house that we absolutely fell in love with! It took us nearly 3 years to find the perfect house for us as my mom, little brother, and grandmother will be moving in with us when my mom retires. Which we had a 3 year dead line (3 years ago) and now we are down to it, my mom retires in 2 1/2 weeks! Yeah I did say 2 1/2 weeks. We were approved for a second mortgage and were due to close on the new house Sept 30th, 2009. The loan laws changed and when our loan went to underwriting it was kicked back and denied b/c we were about $7,000.00 short in our savings of where they wanted us to be (you have to show that you have 6 months worth of mortgage on the new house and your exisiting house). I'm telling you all of this to paint the picture of the whirlwind we have been in. So our hopes were crushed and we didn't get the new house last September.

About a month later our house got shown by a visiting realtor (not our realtor) and we got our 1st offer! With it being our first offer we didn't even contest the offering price, though it was lower than we were hoping and we came out of pocket a good chunk of money (which was in savings for the new house) to pay it down so that we could close. The first closing date came and went. The second closing date came and went. And so on all the way up to the fifth closing date coming and going. By this time we are growing oh so leary and we find out that the house that we want is threating foreclosue. We just know if it goes into foreclosure then it'll be gone. We then get a call 2 weeks ago saying that all they need is 10 days and they should be able to close! Once again we have HOPE!

Last week was 14 days and we hadn't heard anything but we continued to just be still and pray. We found out last friday that our buyer couldn't get approved for her loan b/c her credit score was 9 points too low for the underwriters! Yes only 9 points! On friday and through the weekend I thought well it is what it is but it's really starting to affect me now. I'm questioning God's timing. TERRIBLE I know! But we are faithful tithers and we've been sooooooo patient! This has all been going on since August of last year. So that's it I spilled the beans! I'm ashamed of myself for questioning him but I'm made of the flesh. I've had numerous friends move and close and move and close over the past 3 years and I'm just wondering, "God how long do I have to remain still? My heart is really hurting right now! I don't understand." *with lots of tears I share this with you and I ask for your prayers* humbly I ask for you to pray for this housing situation for me and my family. Thank you and I love you guys!

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